Many people look for life insurance over 60 in Washington however, they do not believe they can get insurance because of their previous history with cancer. It’s true; there are thousands of people throughout America that don’t realize that they can actually get life insurance. Anyone can in fact get life insurance today but how to qualify for a life insurance policy with cancer history?
You Must Tell the Insurer about the Type of Cancer
To qualify for a life insurance policy with cancer history, you need to inform the insurer about the type of cancer you’ve had. If you have had cancer several times, you need to inform the insurer about these and if you’ve had several types of cancer, you also need to inform the insurer.
- Breast Cancer
- Lung Cancer
- Colon Cancer
- Prostate Cancer
- Skin Cancer
These are only a few types of cancer that you may have had in the past, however, you must still inform the insurer so that they know what conditions you had. Don’t try to lie because the insurer may find out and will void any policy they have with you so it’s best to just tell the truth about the conditions you’ve had in the past so that you can get your cancer life insurance. Usually, companies need to know so that they can assess the risk.
What Stages Have You Been To?
Again, to get Washington cancer life insurance, you are going to have to talk about what stages of the cancer or cancers you were in. So, for example, if you were at stage zero, you would say that you were diagnosed with cancer however the cancer was treated and did not spread further. However, if the stages went into 1 or 2 then you also need to inform the insurers. This doesn’t just cover the past history of your cancer treatments; this can also cover current health as well.
What Treatments Did You Go Through?
Also, you must tell the insurance company about the type of treatments that you went through. If you’ve had surgery or a transplant or radiotherapy, or whatever type of treatment you have gone through, you must tell the insurer. This can be very important because they do have to find out the type of treatments that you have gone through. This is important to get cancer life insurance in Washington.
When Was Your Last Treatment and Are You in Remission
Insurance companies need to know when your last treatment was and whether or not you are in remission. Let’s say you have been in remission for ten years and you have no further need for treatment, you would inform the insurer when this date was and let them know you are remission. Also, if you have any other medical conditions, you need to let them know this to get life insurance over 60 in Washington.
Different Rates but You Can Get a Policy
To be honest, you may now be in fantastic health but unfortunately, your past history with cancer does hamper you a little. However, you can still get a good policy but your rates may be a little higher – it can all vary – but you can still get life insurance so this is important to understand and know. Cancer life insurance can be possible even if you’ve had a history with cancer; you can qualify for a policy.
Source: http://ezinearticles.com/5329027
